Lets Get Started
Honest Tailored Advice
Mortgages, Insurance, Income Protection, Commercial Finance
Critical Illness Cover is an insurance which pays out a lump sum (tax free) if you are diagnosed with a serious medical condition.
This type of insurance is normally sold as an add-on to your Life Insurance but if you prefer you can get critical illness cover as a standalone policy.
The aim of critical illness cover is to ensure your recovery from any serious illness is as stress free as possible.
Critical illness cover provides you with financial support should you become seriously ill. If you do not have any significant savings to fall back on this could be very helpful at what would already be a very stressful time for you and your family.
If you have other people that depend on your income or regular payments such as a mortgage it might be worth discussing critical illness cover.
The tax free lump sum you receive can be spent on whatever you want, such as:
To understand how much critical illness cover you would need you need to consider the level of financial support you and your dependants would require if you were no longer able to earn an income.
You then need to balance this against the following:
Try it FREE for 30 days, then £14.99 a month - cancel anytime
We have access to all lenders to ensure we can find you the best deal.
Our experts take care of everything for you from start to finish.
With years of experience we are a friendly voice in a stressful market.
This depends on the policy, each insurer will have slightly different illnesses that are covered but in general there are 3 categories:
With so many options available we would always advise using a broker that has experience of the market to help find you the best policy. It may also be worth combining Critical Illness Cover with your Life Insurance.
Here at Shoreline mortgages we have the experience and access to the full market to be able to discuss your situation and then find you the best policy that suits you.
With access to the whole market we are the perfect solution for your mortgage requirements. Find out how we can help you by clicking on the services below.
Supporting first time buyers through the mortage minefield to get them on the housing ladder with the best mortgage deal.
With years of experience in the financial industry we are perfectly placed to provide you with the best advice for a remortgage.
If you are thinking about buying a property to rent out to tenants then you need a Buy to Let Mortgage.
We are able to help you through the process of finding the right lender and providing the right information to get you a Military Mortgage.
The Right to Buy Scheme is a government initiative that helps social tenants in England to buy their home at a discounted rate.
We offer a free consultation so you can find out how we can help you.
We are authorised and regulated by the Financial Conduct Authority.
You will talk to the same advisor every time for a consistent and personal service.
With access to the whole market we are the perfect solution for your insurance, protection and finance requirements. Find out how we can help you by clicking on the services below.
Life Insurance provides some financial protection and peace of mind if the unexpected happens.
Income Protection is an insurance policy that ensures you are able to meet your financial commitments.
Critical Illness Cover is an insurance which pays out a lump sum (tax free) if you are diagnosed with a serious medical condition.
Commercial Finance covers a wide range of business financial products that include both short and long term solutions.
Thank you for reaching out!
If you’re an existing or new customer, you can reach me via phone at 01202 149 426 or email at this address james@themortgageexploer.co.uk
I look forward to assisting you!
©2023 Shoreline Mortgages Ltd. All Rights Reserved | Made by JKE Web Design