Commercial Finance

Shoreline Mortgages

Most businesses at some point in their journey will need to consider Commercial Finance. This may be for starting up a new business or growing an existing business.

Commercial Finance covers a wide range of business financial products that include both short and long term solutions.

Over time the commercial finance landscape has expanded, where once there were just banks that would provide loans there are now many alternative finance providers which provide better options for businesses.

Lets Get Started

Can I Get Commercial Finance?

Anyone who owns a business can make an application for commercial finance.

The criteria for finance will vary between lenders but in general you will need to provide bank statements, management accounts and directors information.

In some circumstances there are even solutions available for businesses with adverse credit who would have traditionally struggled with finding any finance.

What Commercial Finance Options Are There?

There are a wide range of options available to businesses, understanding which of these would be the best for business is where we can help:

  • Short Term - Trade credit and business credit cards can help smooth out the cash flow if used sensibly.
  • Medium Term - Crowdfunding, cash flow loans, bridging finance and cash advances can facilitate investment in new equipment, refurbishments etc.
  • Long Term - Asset based lending and commercial mortgages can help new start ups or existing business with expansion.
Free Consultation

Whole Market Advice

We have access to all lenders to ensure we can find you the best deal.

Regulated

Fully Managed

Our experts take care of everything for you from start to finish.

Personal Service

Friendly Service

With years of experience we are a friendly voice in a stressful market.

Is Commercial Finance Right For My Business?

Some business owners prefer to avoid commercial finance because they do not want the responsibility for the extra debt. However some businesses need commercial finance to get themselves up and running or to grow to their potential. Premises, machinery and equipment can be very expensive and not within budget but the addition of such items could transform a business and its earning potential making finance a worthwhile option.

The majority of businesses will have times in the year where there are cash flow peaks and troughs. Commercial finance can help smooth out this trend and release funds that could be tied up in unpaid invoices.

Should I use a Shoreline Mortgages Broker?

There are so many options available for commercial finance that we would always advise speaking to a broker with market knowledge that can understand your requirements and find the right lender and finance arrangement for your business.

Here at Shoreline Mortgages we have the experience and access to the full market to be able to discuss your situation and then find you the best finance that suits you.

Our Mortgage Services

Shoreline Mortgages

We have access to the whole market making us the perfect solution for your mortgage requirements. Find out how we can help you by clicking on the services below.

First Time Buyers

First Time Buyers

Supporting first time buyers through the mortage minefield to get them on the housing ladder with the best mortgage deal.

Remortgage

Remortgage

With years of experience in the financial industry we are perfectly placed to provide you with the best advice for a remortgage.

Buy to Let

Buy to Let

If you are thinking about buying a property to rent out to tenants then you need a Buy to Let Mortgage.

Military Mortgages

Military Mortgages

We are able to help you through the process of finding the right lender and providing the right information to get you a Military Mortgage.

Right to Buy

Right to Buy

The Right to Buy Scheme is a government initiative that helps social tenants in England to buy their home at a discounted rate.

Free Consultation

Free Consultation

We offer a free consultation so you can find out how we can help you.

Regulated

Regulated

We are authorised and regulated by the Financial Conduct Authority.

Personal Service

Personal Service

You will talk to the same advisor every time for a consistent and personal service.

Our Financial Services

Shoreline Mortgages

With access to the whole market we are the perfect solution for your insurance, protection and finance requirements. Find out how we can help you by clicking on the services below.

Life Insurance

Life Insurance

Life Insurance provides some financial protection and peace of mind if the unexpected happens.

Income Protection

Income Protection

Income Protection is an insurance policy that ensures you are able to meet your financial commitments.

Critical Illness Cover

Critical Illness Cover

Critical Illness Cover is an insurance which pays out a lump sum (tax free) if you are diagnosed with a serious medical condition.

Commercial Finance

Commercial Finance

Commercial Finance covers a wide range of business financial products that include both short and long term solutions.

Comments From Our Customers

Shoreline Mortgages

5 Stars
  • James has been amazing from start to finish sorting out our re mortgage and nothing was too much trouble.

    He explained everything we needed to know and went over anything we didn't understand , he was patient ,kind and would highly recommend him.

    Tracy Clark

  • I really wish you all the best with it. I am sure you will continue to succeed.

    The help and advice you gave us was sound and you made the process bearable. Plenty of others will benefit from your experience.

    Mr S Williams, Bournemouth

  • James made sure that he went above and beyond to provide us with the reassurance and advice we needed. James’ communication skills were very good, and he remained available at all times to answer any queries we may have had.

    James’ friendly and professional manner and his valuable knowledge on the current market made us feel comfortable and assured that we were in the best hands for our purchase.

    Mr & Mrs A, Bournemouth

  • I have a great many very loyal clients for whom I’ve acted repeatedly over the years and would not recommend someone to them unless I was totally happy that my client would be looked after in the best possible professional manner.

    I have always felt very happy recommending James to them.

    Julie s, FCILex

Thank you for reaching out!

If you’re an existing or new customer, you can reach me via phone at 01202 149 426 or email at this address james@themortgageexploer.co.uk

I look forward to assisting you!

©2023 Shoreline Mortgages Ltd. All Rights Reserved | Made by JKE Web Design